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Projects

Organized Financial Inclusion for Farmers: Crop Insurance

Climate impacts and biological threats are increasingly affecting Pakistan’s agriculture, leaving farmers vulnerable to significant financial losses. Pakistan Agricultural Coalition has led the development of a robust crop insurance model, Area-Yield Index Insurance, with the participation of local and international insurance and insuretech firms. PAC successfully piloted this solution over three seasons in three different […]

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Sustainable and Traceable Cotton Cultivation

Pakistan Agricultural Coalition (PAC) incorporated a company called Mehrgarh Kasht Private Limited (MKPL) to produce low-trash, high-quality cotton through large-scale, mechanized cultivation with full traceability of each bale and meeting the specifications required by the textileindustry.  MKPL was able to meet its primarily goals of sustainable & traceable cotton by obtaining Better Cotton Initative Certification

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Electronic Warehouse Receipts Financing

Pakistan’s current wholesale markets are ill-equipped to preserve quality. This negatively impacts farmer profitability. The quality of the product is not preserved as the traditional markets lack the appropriate infrastructure and expertise.  The electronic warehouse receipts-based financing regime (EWR) preserves crop quality, reduces post-harvest losses and increases Pakistan’s exportable surpluses. Under a warehouse receipts-based financing

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Farm Mechanization

In collaboration with Pakistan’s largest rice exporters (Garibsons, Conwill Pakistan, MM Commodities, RBI) and leading agri-chemicals provider Jaffer Agro Services, PAC piloted a mechanised rice farming service where farmers are offered a mechanised seeding & transplantation service, and mechanised harvesting service.  PAC is currently advising the Government of Punjab and Sindh on how to promote farm machinery

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Promoting Investment and Farmer Participation in Pakistan’s eWHR Regime

Download Private Silo Warehousing Feasibility Study Key to the success of the eWHR regime is widespread investment in near farm storages and agri warehouses which will participate in the regime. All of the facilities which have applied to Naymat for accreditation to date are mills given that the majority of Pakistan’s silo capacity lies within

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Farm Machinery Service Provider Model

Rice accounts for nearly ten percent of Pakistan’s exports. Out of Pakistan’s exports of $23.2 billion in FY18, rice exports were $2 billion. Yet our rice yields are below global average at 39 maunds per acre. Therefore, improving farm productivity and cutting post-harvest losses (15-20%) present an opportunity for significantly increasing rice exports over the

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Agri-collateral management pilot through e-warehouse receipts

Farmers’ access to formal sector credit is highly constrained and they are mostly stuck with lenders from the informal sector who charge exorbitant interest rates. A key reason for constrained agri-lending is the use of farmers’ land as collateral by banks. PAC has successfully piloted a business model for lending against crop (not land) as

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Satellite Based Crop Estimation: Red Chilli in District Umerkot, Sindh and Adjoining Areas

The incomplete, unreliable, untimely and often scattered data about a crop’s area, yield and production have been a limiting factor in documenting and, subsequently, improving agricultural productivity. This results in losses at various levels, from farmers suffering as they are forced to sell their crop at prices based on speculation to larger players such as

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Broadening Knowledge Base: BBA Agriculture degree program

In early 2014, PAC brought about a collaboration between University of Agriculture, Faisalabad (UAF), Faisalabad and Institute of Business Administration (IBA), Sukkur to develop a 4-year BBA Agribusiness program that provides technical skills and business development and management training to students. The participating institutions, which offer industry-specific trainings and internships to the students include HBL,

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