Projects

Organized Financial Inclusion for Farmers: Crop Insurance

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PAC teamed up with local and international partners to develop a reliable crop insurance solution for Pakistan’s small farmers using satellite imaging and rapid data collection. PAC successfully piloted this solution during the wheat season (2021-22) by insuring farmer loans of HBL and Bank of Punjab which led to insurance payments for farmers affected by the heatwave of 2022. Two payouts …

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Sustainable and Traceable Cotton Cultivation

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Pakistan Agricultural Coalition (PAC) incorporated a company called Mehrgarh Kasht Private Limited (MKPL) to produce low-trash, high-quality cotton through large-scale, mechanized cultivation with full traceability of each bale and meeting the specifications required by the textileindustry.  MKPL was able to meet its primarily goals of sustainable & traceable cotton by obtaining Better Cotton Initative Certification …

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Formation of the Collateral Management Company on Warehouse-receipts-based financing

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In collaboration with multiple stakeholders which include the Securities & Exchange Commission of Pakistan, the State Bank of Pakistan, USAID, and the International Finance Corporation (IFC, part of the World Bank), PAC has spearheaded efforts to launch an Electronic Warehouse Receipts regime in Pakistan. In support of these efforts, PAC assembled a consortium of leading …

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Farm Mechanization

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In collaboration with Pakistan’s largest rice exporters (Garibsons, Conwill Pakistan, MM Commodities, RBI) and leading agri-chemicals provider Jaffer Agro Services, PAC has piloted a mechanised rice farming service where farmers are offered a mechanised seeding & transplantation service, and mechanised harvesting service.  This service is currently being scaled up under the banner of a company called Khushhaal Kissan. PAC …

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Promoting Investment and Farmer Participation in Pakistan’s eWHR Regime

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Key to the success of the eWHR regime is widespread investment in near farm storages and agri warehouses which will participate in the regime. All of the facilities which have applied to Naymat for accreditation to date are mills given that the majority of Pakistan’s silo capacity lies within them. Many private sector players have …

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Farm Machinery Service Provider Model

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Rice accounts for nearly ten percent of Pakistan’s exports. Out of Pakistan’s exports of $23.2 billion in FY18, rice exports were $2 billion. Yet our rice yields are below global average at 39 maunds per acre. Therefore, improving farm productivity and cutting post-harvest losses (15-20%) present an opportunity for significantly increasing rice exports over the …

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Agri-collateral management pilot through e-warehouse receipts

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Farmers’ access to formal sector credit is highly constrained and they are mostly stuck with lenders from the informal sector who charge exorbitant interest rates. A key reason for constrained agri-lending is the use of farmers’ land as collateral by banks. PAC has successfully piloted a business model for lending against crop (not land) as …

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Satellite Based Crop Estimation: Red Chilli in District Umerkot, Sindh and Adjoining Areas

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The incomplete, unreliable, untimely and often scattered data about a crop’s area, yield and production have been a limiting factor in documenting and, subsequently, improving agricultural productivity. This results in losses at various levels, from farmers suffering as they are forced to sell their crop at prices based on speculation to larger players such as …

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Broadening Knowledge Base: BBA Agriculture degree program

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In early 2014, PAC brought about a collaboration between University of Agriculture, Faisalabad (UAF), Faisalabad and Institute of Business Administration (IBA), Sukkur to develop a 4-year BBA Agribusiness program that provides technical skills and business development and management training to students. The participating institutions, which offer industry-specific trainings and internships to the students include HBL, …

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Established by 20 of Pakistan’s leading business groups, Pakistan Agricultural Coalition (PAC) is a non-profit organization, that aims to transform Pakistan’s agriculture sector.

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